High Net Worth Individual vs. Sophisticated Investor: Definitions and Eligibility Criteria

High Net Worth Individual vs. Sophisticated Investor: Definitions and Eligibility Criteria Featured Image

Am I a High Net Worth Individual or a Sophisticated Investor?

In order to invest with Cur8 Capital you need to qualify either as a High Net Worth Individual or a Sophisticated Investor. 

These categories are governed by the Financial Conduct Authority (FCA) under the Financial Services and Markets Act 2000 and its subsequent Financial Promotion Order. These classifications and the accompanying regulations are designed to protect investors by helping them understand some of the most common risks they might come across when using financial services.

If you meet any of the requirements listed below, you are eligible to invest with Cur8 Capital.

Certified High Net Worth Individual:

  • Have an annual income in excess of £170,000, or
  • Have net assets in excess of £430,000, excluding your pension fund assets and your private residence.

Certified Sophisticated Investor:

  • You have been a director of a company turning over at least £1.6 million within the last two years.
  • You have been a member of a network or syndicate of business angels for at least six months.
  • You have worked in the past two years in a professional capacity in the private equity sector or in the provision of finance for small and medium enterprises.

None of these apply to me? What can I do?

If you do not currently meet any of the above criteria, do not worry — Cur8 Capital can assist you.

As an FCA-authorised and regulated syndicate of investors, joining Cur8 enables you to qualify as a member of an investment syndicate as mentioned above.

After being registered with us for six months, you are eligible to certify yourself as a sophisticated investor. At this point, you can complete our eligibility registration to self-certify as a sophisticated investor and gain the ability to invest through our platform.

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