Using Your SSAS Pension to Access Private Market Investments
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Husain Laher
Private Equity Investment Manager
November 5, 2025 | 3 min read
When it comes to building wealth, understanding your investment options is crucial. Most investors are familiar with standard investment accounts and ISAs, but fewer understand the full range of pension schemes available that offer generous tax advantages.
If you are a Cur8 Capital investor, there is an opportunity you may not have considered before: investing through a Small Self-Administered Scheme (SSAS).
This is different from the more familiar Self-Invested Personal Pension (SIPP). While SIPPs are designed for individuals, a SSAS is set up by a company for its directors and key employees.
Cur8 is also exploring options to make its investments available through SIPPs and will share updates in due course.
A SSAS is a type of workplace pension designed for small businesses, typically suitable for directors, senior employees, or family members who work in the business.
A SSAS can hold a wide range of assets, including company shares, commercial property, and private investments, and it can also lend up to 50% of its value back to the sponsoring company under HMRC rules.
Other key advantages include:
SSAS pensions usually have up to 11 members and are registered with HMRC. They are especially popular among small or family-run businesses seeking a flexible and tax-efficient way to build retirement wealth while maintaining full oversight of investment decisions.
A SSAS can be particularly beneficial if you:
By combining the flexibility and tax advantages of a SSAS with Cur8’s ethical private market investments, you can create a powerful structure for long-term, values-based wealth building.
Here’s what many of our investors don’t realise: you can invest in Cur8 Capital’s GBP Income Fund (which is also IF-ISA eligible) through a SSAS.
If you are a company director or senior employee with an existing SSAS, or are considering setting one up, this opens a powerful opportunity. A SSAS allows you to combine the substantial tax advantages of pension investing (including contribution tax relief of up to 45%) with access to Cur8 Capital’s institutional-grade fixed income fund.
By combining a SSAS with Cur8’s investment opportunities, directors can benefit from both tax-efficient pension growth and access to high-quality, ethical private markets.
Cur8 Capital is in the process of securing the necessary permissions to make its investments available through a Self-Invested Personal Pension (SIPP). This will allow a wider range of investors to access Cur8’s ethical private market opportunities within a familiar and flexible pension structure.
We look forward to sharing more updates as we move through the approval process.
Investment strategy is never one-size-fits-all. The right approach depends on your personal circumstances, time horizon, tax position, and long-term goals.
If you are in a position to utilize a SSAS, combining it with Cur8 Capital’s ethical investments could be a powerful way to build long-term wealth in a tax-efficient and purposeful manner.
If you want to explore whether SSAS investing is right for you, then feel free to email me directly at husain@cur8.capital or reach out to our team via the contact us page.